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Insurances > Health Cover > AIMS International Group Health Insurance


AIMS International Group Health Insurance

The AIMS International Group Health Insurance is provided and underwritten by Optimum Global Insurance Company Limited which benefits from reinsurance security for the Optimum Global Health plans by AXA PPP healthcare. AXA PPP healthcare is part of one of the world’s largest insurance families, the AXA Group, and have been helping people to access the medical care they need for over 75 years.

The AXA Group provide a wide range of products and services that meet the insurance, protection, savings, retirement and financial planning needs of millions of customers globally.

 

Benefit and Deductible Options

 

Three benefit options, ‘Essential’, ‘Comprehensive’ and ‘Supreme’. Deductibles ranging from nil to US$2,000. Routine Dental and a Maternity Benefit option are available. Full details in the document links below.

 

Geographical Area Options

 

Worldwide Including the US

Worldwide Excluding the US

 

Eligibility

 

Worldwide residency, except; US Nationals with US residence cannot be covered. US Nationals with residence outside of the USA can be covered, but they cannot select the Worldwide including US option. All other Nationalities may choose geographical cover of Worldwide inclusive or exclusive of the US. For example, a Brazilian National based in China travelling worldwide could select Worldwide inclusive or exclusive of US cover. Emergency outside area of cover for up to 45 days is included in all benefit options – see the Optimum Global Benefit Table for full details.

 

Premium Payments

 

Premium payments are made to Optimum Global ASIA Ltd by Bank Transfers only. Quarterly payments are available but entrants joining during a policy year rather than at renewal, will be asked to settle the full “pro-rata’d premium figure.

 

No credit cards and or foreign currency cheques. HK Dollar cheque and local HK $ transfers are accepted. We can invoice in any currency.  

 

Document Links

  

Optimum Global Benefit Table

Optimum Global Membership Guide

Application Form

Supplementary Medical Questionnaire

Claim Form